Cryptocurrency markets can be highly dynamic, offering the potential for significant gains but also substantial risks. Price volatility can lead to rapid fluctuations in portfolio value, making it challenging for investors seeking high returns while managing risk effectively. For those looking for a more balanced approach, Lendr.fi provides an opportunity to optimize yield while maintaining risk-conscious investment strategies.
Lendr.fi lets you participate in real-world asset opportunities (RWAs) like U.S. real estate, gold, and financial indexes. These are stable, real-world investments that have been fundamental tools within traditional finance for decades (hundreds of years?). With Lendr.fi, you get access to these opportunities without needing large amounts of money or going through banks. Plus, it’s all done on the blockchain, so it’s fast, easy, and transparent.
The Problem: High Returns Come with High Risks
Everyone wants high returns, but most high-return crypto investments come with high risks. Here are some common problems:
- Market crashes: Crypto prices can drop fast, wiping out gains.
- Scams and rug pulls: Many new projects promise significant returns, only to disappear with your money.
- Volatility: Even reliable projects can lose 50% or more of their value rapidly due to unforeseen circumstances.
This is why many Web3 companies and token holders are now looking for ways to earn steady returns without taking on too much risk.
Lendr.fi’s Solution: Real-World Assets on the Blockchain
Lendr.fi gives you access to real-world assets (RWAs), like property, gold, and index-based returns, but with the flexibility of crypto. Here’s what makes it unique:
- Access to U.S. Real Estate: Real estate is one of the most trusted ways to build wealth. With Lendr.fi, you can gain price exposure to real estate opportunities without high upfront costs and maintenance expenses.
- Gold-Backed Tokens: Gold is a stable asset that holds its value well, especially during market uncertainty. Lendr.fi lets you gain price exposure to the gold market to earn steady returns.
- Finance Index Tokens: Lendr allows you to purchase tokens representing a variety of popular industry sectors such as: energy, AI and robotics, and more.
- Liquid Staking: Stake your RWA tokens in Lendr to earn rewards and receive a liquid RWA token that you can use anywhere in DeFi.
Why Real-World Assets Matter
Unlike regular crypto tokens, RWA tokens have value tied to tangible assets in the real world supported by various types of demand (demand for gold, demand for real estate, etc.). This makes them generally more stable and less likely to lose value suddenly.
Here’s why RWAs on Lendr.fi are ideal for participants:
- More stable growth: Real-world assets are generally more stable than crypto assets.
- Liquid Staking: Lendr allows you to stack Web3 returns on top of the RWA returns you normally receive from web2 through liquid staking and compatibility with all existing DeFi protocols.
- Easy to join: Normally, investing in certain real-world assets may require a lot of time and money or may be entirely unavailable for specific regions. Lendr.fi makes it simple by letting you participate with just a few clicks.
Risk vs. Return: How Lendr.fi Compares
Let’s look at how Lendr.fi’s RWA token compares to other common investments in terms of risk and return potential.
Risk & Return Comparison
Source: https://publications.essex.ac.uk/esj/article/id/114/
Below is a chart comparing the risk levels and potential returns of different assets:
As shown, traditional crypto investments carry the highest risk (80%), while real estate and gold offer much lower risk. Lendr.fi’s RWA Token (25% risk) strikes a balance, providing better stability while still offering high returns.
How to Get Started with Lendr.fi
Here’s how you can start earning with Lendr.fi:
- Purchase or Mint Lendr RWA tokens for your asset class of choice (link to the getting started/how it works page that has a guide on how to get mint or buy RWA tokens).
- Stake your RWA tokens
- Use your Liquid RWA tokens in DeFi protocols we are partnered with
- Stay Flexible
