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Lendr V2.1: A Better Way to Earn from Real World Assets

2 min readMay 27, 2025
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DeFi was supposed to reinvent finance — not replicate its complexity. That’s why Lendr V2.1 is here: to offer a smarter, safer way to earn real world asset yield by moving away from over-collateralized loans and into liquid-staked real-world assets (LsRWAs).

This upgrade offers a number of critical improvements the Lendr.fi protocol:

  • No loans, no over-collateralization, no liquidation risks
  • 1:1 Backed assets
  • New additional yield on top of RWA assets
  • Launch with multiple assets (and launch newer assets faster)
  • Simplification (fewer tokens overall, easier UI)

💡 What’s New in V2.1?

We’ve replaced the old lending model (borrow against crypto, manage liquidations, stress over collateralization rates) with a streamlined Ethena-like system:

  1. Swap USDC for USDL (our stablecoin)
  2. Deposit USDL into a liquid staked RWA vault
  3. Earn RWA yield from LsRWA token — no loans, no liquidation risk
  4. Additional passive yield from market neutral/low-risk trading strategies sent to LsRWA tokens
  5. Use LsRWA tokens in DeFi protocols

No over-collateralized loans. No lockups. No need to micromanage. Just plug in and earn.

💸 What Are LsRWAs?

Liquid-Staked Real World Assets (LsRWAs) are on-chain tokens providing RWA exposure with additional yield, backed 1:1 by real-world financial instruments — like short-term U.S. Treasuries, stocks/ETFs, etc. — held by licensed custodians.

You gain exposure to real-world performance, plus extra yield from low-risk strategies all while remaining liquid. For example, passively earning an extra +2–5% APY on top of RWAs.

LsRWA tokens can also be used in DeFi protocols to generate additional yield.

🛡️ Stronger Compliance and Safety

  • Wallet-based KYC gives users global access to RWAs while staying compliant and DeFi compatible
  • Our Asset Reserve Fund (ARF) grows automatically from protocol fees, backing the system
  • LNDR stakers serve as a second line of defense — and earn for it

Institutional-grade protection, with DeFi-grade transparency.

🗳️ Governance with Skin in the Game

LNDR holders now get real power:

  • Vote on protocol direction
  • Earn a share of fees (issuance, redemption, performance)
  • Stake for yield and participate in security

This is a community-powered protocol. We built V2.1 to reward aligned behavior.

🌍 Built for Everyone

From emerging-market retail users to crypto-native DAOs and institutional players, Lendr V2.1 is designed to be higher yielding, easy to access, secure, and built to last. No gatekeeping. Just clear value.

Explore the new whitepaper:

🔗 Whitepaper: https://whitepaper.lendr.fi/

The future of DeFi is yield from the real world — not just leverage and speculation. Lendr V2.1 is your gateway to that future. Let’s build it together.

#DeFi #RealYield #LsRWA #Stablecoins #LendrFi #Web3Finance

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Lendr.fi
Lendr.fi

Written by Lendr.fi

Fully decentralized real world asset (RWA) tokens representing any asset class. Diversify on-chain and use RWAs in DeFi.

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